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ACH “Automated Clearing House” a fund deliver system that processes e-payments and electronic debit and credit transfer. Incorporating electronic check payment solutions for your customers can take your business at new heights, as they do not have to go for complex payment process to transact.

HOW TO EASE ONLINE PAYMENTS

In the fast progressing world of e-commerce industries globally, the methods of payments being done by the consumers have changed too. Now, there are alternative methods to pay for the purchase you have done.

RADIANT PAY PROVIDING THE SERVICES OF ONLINE CREDIT CARDS PAYMENT SOLUTIONS:

We at Radiant Pay offer online credit cards payment solution. We make use of the latest technology to provide you with safe options of payments. You do not have to worry about your data being hacked or stolen or misused in any way. Use our online credit cards payment solutions to enrich your buying experience. We are a well-known card processing agency.

THE REASON FOR USE OF ONLINE CREDIT CARD PAYMENT SOLUTIONS:

In the present world, a lot of factors have led to the rise of credit card processing services like us particularly, the rise of e-commerce sites. Such business sites serve thousands of customers each day and each customer has their own preferred method of payment. With the presence of online card processing solutions nowadays, the process of payment has become hassle free.

To add on, the credit card companies, who provide credit card payment solutions run various offers for the customers using their credit cards, thus, enchanting them to use the credit cards in their online transactions. The customers can pay in their local currencies.

Radiant pay provides online credit cards payments solutions that suits the businesses whether they are small or big, new or old, in a large city or a small town. Try our services to ease your  payment options. For more details, do go through http://www.radiantpay.com/creditcard.html

 

The advantages of credit and debit cards that did not have told you

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Plastic money, along with mobile payment solutions have become great tools of our day to day. Are you going to travel and besides the cash in the local currency, do you want to go with the peace of mind to be able to pay or get more if you need it? Your online card processing solution is the best option. Have you forgotten the wallet? Nothing happens. You can pay with your smart phone in a lot of places. These are just some of the solutions of your day to day that you can cover. But surely you want to know in depth the advantages and disadvantages of online card processing solution to get the most out of them as a good smart consumer.

Advantages of credit and debit cards: all the details

Probably, when it comes to understanding the advantages of credit and debit cards, the first thing to know is exactly how each one works. Radiant Pay is one of well know credit card solution provider. To know more about its services browse the site http://radiantpay.com/creditcard.html

The credit cards payment solutions are like a credit that the bank grants you. For example, if you make an online purchase at Amazon, it is the entity that advances the payment money to the necessary store and then you return it to your bank within the agreed period. Depending on the chosen modality, you will pay the amount at the end of the month, with a fixed amount or in a specific number of monthly payments by online card processing solution, the interest to pay depends on each entity, but as a general rule if the modality is “payment at the end of the month” there is usually something else, if, for example, you use it to extract cash at an ATM or use another form of deferment.

The debit card works differently. In fact, the same purchase you pay automatically with the money available in your account.

The advisable thing is to have both, since you can use them adapting them to your specific needs. This will give you more flexibility and greater financial freedom.

Things that you must require to be familiar regarding your Credit Cards

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What are the best means of payment and what forms do I have to use them? This is very common question which come in mind of many people. Radiant Pay Credit card processing services is answer of this question.

All Cards are personal and non-transferable, so you must identify yourself to the affiliated establishment that requests it.

Set up recurring payments with credit cards

The recurring charge can only be made with the authorization of the cardholder, and this is usually done with the first payment. At this time, the payment processing service will save the card details and encrypt them. The merchants will have access to the code (token), which can be used to charge regularly. The cycle of recurring payments will not be interrupted until the cardholder decides to cancel the subscription service with automatic billing.

Recurring payments with Credit card processing services have less risk of default and are convenient for buyers

Tips to control the reimbursement and chargeback rates

Although recurring payments with Radiant Pay credit card processing have less risk of default and are convenient for buyers, they have the disadvantage of exposing merchants to more requests for refunds and refund of charges. Above all, merchants should make it simple for consumers to cancel their subscription and stop automatic collections at any time. Each payment processor can define its own requirements to enable recurring payments for an online business. However, card processing agency who wants to keep reimbursements and charge back’s under control should do the following:

  • Clearly recognize every recurring transaction to the buyer.
  • Send notifications by email to consumers before each charge, preferably including information on the amount to be charged.
  • Provide clear information about the configuration of collections, as well as any payment related to the delivery of goods and services.
  • Offer simply available contact detail for customer service.
  • Give subscribers a simple option to cancel recurring charges.
  • Clearly state the cancellation policy on the website.
  • Finish the automatic collection immediately after the buyer’s request.