Category Archives: payment gateway Solutions

High-Risk Business No Problem, for Radiant Pay

Do you want to do online business?

But what if you find your eCommerce business on the High-Risk side?

What is high-risk and in who’s eyes?

The online business market is on a real boost. Every small and large business are running here and there to start an online business. In the process when they find their business is a high–risk, considered in the online arena. That sends a real jolt in the nerve.

 But what is the difference if it is high risk or low?

It makes a lot of difference, as high-risk business payment acceptance by offshore banks, and payment gateways treat them with more strict chargebacks and more fee per transaction.

 We have to classify our online business as high-risk or low-risk in terms of banking and merchant services. By knowing that you can pinpoint your type of need, and search for a merchant account that can serve your type of business appropriately.

What are the types of High-risk online businesses and their distinctions to be so?

The factors responsible to label your online business as High-risk not only depend on what you sell online. It also includes the fraud potential, the chargeback possibility, huge amount transection, and history of account losses.

If you are Online with running Tobacco, casino, the adult industry and goods, traveling agency, online gaming, gambling, alcohol and liquor, Glassware, Guns and firearms, Narcotic drugs, debt collection, and many more are listed as the high-Risk businesses by many banks and oversea Merchant accounts.

Radiant Pay can provide solutions

As Radiant Pay can access your request to open a merchant account for your High-risk online business, we are tackling successful transaction bailout for some controversial money transections, in the overseas banks.

 Radiant pay is a leading payment service provider for online payment based in London. Which is a good experienced for catering to the High-risk enterprises with low-cost payment solutions, which are otherwise always targeted by many banks with high chargeback and transection fee, for being High-risk type.

We can handle, or our experts are capable of handling any tricky situation and can guide your fund a smooth pass to your merchant account, which is possible due to our strong foot and goodwill network in many overseas Banks and Banks in European Union countries.

 Radiant pay is the war-horse to rally upon, for your beneficial ride, no matter you do a high-risk online business.

Worldwide Payment Processing makes easy handling of clients.

Universal web-based business locales require Online Banking Payment. Be that as it may, don’t accept that the payment strategies being utilized in your nation will be the equivalent of those in your focused on the market. 

Although you need payment processing solutions in the UK so you can acknowledge orders from anywhere in the UK, worldwide payments are entirely limited. Dealers sell all around, purchasers pay locally. Offering the correct neighbourhood instalment alternative will quickly quicken deals. 

Instalment framework and nearby societies shift. Customers have favoured strategies for payments. Vendors that offer limited instalments will catch more deals and help build up long haul confiding involved with purchasers. 

Payment processing solutions in UK changes. In the United States, web purchasers like to pay by charge cards. In Europe, bank moves are generally utilized. In China, Chinese charge cards and bank moves are liked. All through the world, portable instalments are utilized for micro-payments of computerized content and online amusement. 

Banking connections in certain nations must be encouraged through the presentation by a believed instalment accomplice. Consider your determination cautiously. The bank you select will likewise affect the processors and instalment types you can bolster. 

Web purchasing patterns contrast by nation and instalment type and certain locales have higher occurrences of false exchanges. The test is to adjust the greatest number of offers with the least conceivable hazard. 

It is essential to utilize misrepresentation discovery apparatuses, fitters, guidelines, screening and speed checks to control extortion however much as could be expected. Card verification devices might be accessible, contingent on the nation. Address confirmation frameworks and open record searches are constrained outside of the United States, Canada and a few pieces of the EU. 

The simplest path for an online payment processing services to actualize the right instalment blend is through a solitary card instalment handling portal. The portal will have different instalment techniques officially coordinated, permitting the dealer basically to tap on or off the instalment choices offered in a specific area. 

With online payment processing services, organizations streamline universal extension. Shipper accounts from different gaining banks can undoubtedly be included without stresses over the real exchange handling stream. Security and confirmation conventions are incorporated with the framework and are refreshed always to remain agreeable with every single worldwide guideline. 
If you need an uncommon banking service for European countries, a great online payment processing services accomplice will add it to the stage for you. Furthermore, frequently will do as such at no expense if the quantity of potential exchanges legitimizes the expense of incorporation.

Payment Gateway – Points To Checkout before Integrating

payment gateway integrationA payment gateway is essential for any business owner that needs to accept online payments from customers. Without a gateway application, securely requesting online payments from purchasers and clients will become impossible. The gateway performs certain functions like verifying the billing information of the customer, verifies the funds of the payment method of the customer and most importantly ensures that the payment owed to you reaches you safely. While the payment gateway application is necessary, there are certain points that you need to check out before integrating.

Typically there are two categories of payment gateway options you can choose from. There is the modern payment gateway option and the classic payment gateway option. Depending on your use and personal requirements, you can analysis the various benefits of both and opt for the one that suits your needs.

Modern Payment Gateway
In the recent past, in order for one to be able to accept credit card and debit card payments online, it was essential that he or she had a merchant bank account. Accepting payments without merchant bank accounts wasn’t possible. However, with the introduction of the modern payment gateway option, you no longer need to have a merchant bank account to accept payments. Credit card payments can be accepted with just a regular banking account. Further, modern payment gateways charge a payment fee that is larger in amount than the classic payment gateways. Customers will also be redirected to another page in order to make payments.

Classic Gateway Payment
The classic gateway payment method is the old school method of online payment acceptance. In this method having a merchant bank account is essential. Without the merchant bank account you will not be able to accept any online payments through debit and credit cards.

The payment fees charged for classic gateway payments is much more than that charged for modern payment gateways.

5 Latest Online Payment System That Takes You Beyond

www.radiatpay.comAs we all know very well that today no one has time to go somewhere especially for transferring money. So, everyone tries to save their time and think to do work quicker and faster. That’s why today we are going to tell you all that how you can save your time due to pay your bills through online apps and how the apps help you to save your precious time.

  1. Google Wallet:-

Google Wallet is an option for online payment that helps you to send safe, simple, and fast money transfer from their browser, smartphone, or Gmail account. You even can get your credit cards, debit cards, loyalty cards, and even gift cards store to your account through Google Wallet.

  1. Apple Pay:-

Apple Pay is very easy and safe to pay any kind of transactions through you.  It’s not only a safest but also the fastest money transfer to their merchants. Apple Pay also has a feature to uses touch confirmation through ID. Just like, you can use your fingerprints to take out their burgers and pizzas.

  1. Stripe:-

Most powerful and flexible tools for e-commerce build by Stripe. It designed APIs and unmatched functions, whether it’s users, an on-demand marketplace, an e-commerce store, creating a subscription service or a crowdfunding platform. Stripe is a very helpful processor of money transferring to create best products for users. Most innovative technology companies are getting their companies on peak through stripe.

  1. Paypal:-

Just like all money transfer apps, Paypal is also highly known digital global platform for their users to transfer money speedily, safely and securely. It is also a time saver conclusion for their users to send money from here to there quickly.

  1. Due:-

Through its innovative time-tracking and invoicing tools, Due get famous. These tools are very useful for small businessmen and freelancers. Recently, Due allowed getting secure online payments on 2.7% transaction rate for its users. It also deals with global payments, digital wallet and e-bank to send and receive money.

These are five safest, fastest and innovative applications which can help you as an users to send and receive money hassle free.