Tag Archives: Credit Card Processing services

Credit Card Processing

Points of interest of Credit Card Payment Solutions for Business

Buyers today frequently like to pay through credit or plastic money. It is essentially significant for any business to make it simple for clients to pay for products and services. To get set up to get the credit card payment process a business needs to look into an online card processing solution. These are otherwise called trader card processing services. These administrations are fundamental since organizations can’t acknowledge credit or platinum cards without experiencing an outsider card handling organization.

What to Look for When Researching Payment Processors: 

Numerous companies offer Credit Card Payment Solutions to business networks. Note that these administrations fluctuate extraordinarily. Choosing the best answer for a specific business requires due perseverance in inquiring about explicit parts of administrations gave. It is shrewd to contrast administrations with see which organization offers the most noteworthy quality with loads of additional items. 

Adaptability: 

Online card processing solutions are an extraordinary comfort to buyers and many lean toward paying with plastic money. Dealers ought to have the option to set up customary vendor card handling for block and concrete just as web-based preparing. A few buyers still want to pay with a money order. Select installment benefits that give e-check and direct bank moves. 

Security: 

Each time a client utilizes their card to buy something whether it be on the web or disconnected they are believing their data is secured. Credit card processing services include security dangers. The best installment preparing organizations will have solid safety efforts set up to secure purchasers against extortion and robbery. 
Finding the best credit card processing agency ought to be simple once a business does its due determination. The best card preparing services give propelled choices, reasonableness, and incredible security.

Credit Card Processing

Avail seamless online payments with credit card processing

Are you new to the internet world and trying to set your feet in the online market? Well, if that’s true, then you need a companion to boost up your online presence and to build a promising image. The Internet offers you a seamless platform to reach innumerable customers and generate a considerable number of sales. Radiant Pay caters various merchant solutions enabling payment acceptance through unified transactions. It will not only ease up your payment processing but also encourage a bond with your potential customers.

How credit card processing impacts your business

 

  • Using credit card processing, you draw the attention of cardholders. It builds a feeling of trust and reliability in them for your business. 
  • It boosts up sales to a great extent due to the broadening of the customer base. As it attracts customers as many sales your business is going to make. 
  • It enhances profitability and ensures your existence in the internet market’s fierce competition. 
  • As people want to complete their payment as soon as possible without any hassle, credit card processing is an excellent option. They don’t have to rush to the nearest ATM or write a cheque. Thus, payment through credit card will encourage impulsive buying. 
  • Accepting credit cards eliminates the risk of receiving the bad cheque. If it happens so, it will waste your valuable time to track it down. That time is crucial for strategizing business growth and achieving very business objectives. 

 

Thus, Radiant Pay offers an array of solutions to fulfill for necessary leverage, helping you to broaden your customer range and converting the same into potential sales. They help your online business to tap down target customer group that you might be losing due to lack of right credit card processing services. Get convenient and time effective services and take your business to greater heights.

Online Credit Card Payment Solutions, Online Payment processing

HOW TO EASE ONLINE PAYMENTS

In the fast progressing world of e-commerce industries globally, the methods of payments being done by the consumers have changed too. Now, there are alternative methods to pay for the purchase you have done.

RADIANT PAY PROVIDING THE SERVICES OF ONLINE CREDIT CARDS PAYMENT SOLUTIONS:

We at Radiant Pay offer online credit cards payment solution. We make use of the latest technology to provide you with safe options of payments. You do not have to worry about your data being hacked or stolen or misused in any way. Use our online credit cards payment solutions to enrich your buying experience. We are a well-known card processing agency.

THE REASON FOR USE OF ONLINE CREDIT CARD PAYMENT SOLUTIONS:

In the present world, a lot of factors have led to the rise of credit card processing services like us particularly, the rise of e-commerce sites. Such business sites serve thousands of customers each day and each customer has their own preferred method of payment. With the presence of online card processing solutions nowadays, the process of payment has become hassle free.

To add on, the credit card companies, who provide credit card payment solutions run various offers for the customers using their credit cards, thus, enchanting them to use the credit cards in their online transactions. The customers can pay in their local currencies.

Radiant pay provides online credit cards payments solutions that suits the businesses whether they are small or big, new or old, in a large city or a small town. Try our services to ease your payment options. For more details, do go through http://www.radiantpay.com/creditcard.html

 

Card Processing Services, Credit Card Processing, digital payment system

Things that you must require to be familiar regarding your Credit Cards

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What are the best means of payment and what forms do I have to use them? This is very common question which come in mind of many people. Radiant Pay Credit card processing services is answer of this question.

All Cards are personal and non-transferable, so you must identify yourself to the affiliated establishment that requests it.

Set up recurring payments with credit cards

The recurring charge can only be made with the authorization of the cardholder, and this is usually done with the first payment. At this time, the payment processing service will save the card details and encrypt them. The merchants will have access to the code (token), which can be used to charge regularly. The cycle of recurring payments will not be interrupted until the cardholder decides to cancel the subscription service with automatic billing.

Recurring payments with Credit card processing services have less risk of default and are convenient for buyers

Tips to control the reimbursement and chargeback rates

Although recurring payments with Radiant Pay credit card processing have less risk of default and are convenient for buyers, they have the disadvantage of exposing merchants to more requests for refunds and refund of charges. Above all, merchants should make it simple for consumers to cancel their subscription and stop automatic collections at any time. Each payment processor can define its own requirements to enable recurring payments for an online business. However, card processing agency who wants to keep reimbursements and charge back’s under control should do the following:

  • Clearly recognize every recurring transaction to the buyer.
  • Send notifications by email to consumers before each charge, preferably including information on the amount to be charged.
  • Provide clear information about the configuration of collections, as well as any payment related to the delivery of goods and services.
  • Offer simply available contact detail for customer service.
  • Give subscribers a simple option to cancel recurring charges.
  • Clearly state the cancellation policy on the website.
  • Finish the automatic collection immediately after the buyer’s request.
Card Processing Services, Credit Card Processing

Crucial Criteria to Categorize Credit Card Service Processor

Merchant Account SolutionsThere are over 200 million online customers in Europe alone, so the number of people using credit cards for the transaction is really high and as they are comfortable with the usage of the card the proportion is continuously increasing. As a result, merchant often appoints a processor to handle transactions of credit cards for merchant acquiring the bank.

As business depends on credit card processor to handle all the detail related to credit card it becomes very difficult to categorize processor but, some of the criteria which help to define the quality of credit card processing are:-

 Speed of transaction – As customers love to pay from their cards and even a short delay can create a big problem so, it is always suggested to the provider in order to make the customer happy they should always increase the speed of transaction.

Security of transaction – Speed is one of the important criteria but not the only criteria along with speed customer wants the security of the transaction and provider should try their best to make a customer feel secure about the transactions.

Strong uptime record – Credit card outage makes a business untrustworthy and inconvenient. However, credit card processing outages are rare, but all complicated interdependent system is vulnerable to downtime.

Transparent rate structure – Though rate and fees vary with the category applicable to business but processor must make sure they have quoted and charged appropriately without tricking the customers as it is unethical.

Customer support – In today’s era of online payment customers are king of the market and in order to stay for longer period in the market, the processor must try to win the heart of customer by providing best after service to the customer because happy customer makes a business happy.

Card Processing Services, Credit Card Processing

Credit Card Processing How to Break the Cost?

Handle all negotiation to break the card processing fees
Handle all negotiation to break the card processing fees

If you’re a merchant who accepts payments from customers through credit cards, there is no way for you to completely stop payment processing costs. However, there are many ways in which you can reduce the payment processing costs to the bare minimum. Let’s not discuss ways in which you can reduce your payment processing fees:

 

  • Credit card companies often have additional charges for terminal functions that they provide. If you’re certain that you will never use such terminal functions, avoid paying extra for such functions. You can end up saving a lot of your hard earned money by making sure that you don’t subscribe for terminals that you will never use.
  • It is recommended that if most of your business is conducted telephonically or online, opting for a processing software over a terminal is much more financially beneficial.
  • Reprogramming of the existing terminal by the service provider can help in saving your money.
  • If you’re planning on leasing out your terminal to reduce monthly costs, you need to be extremely careful. Long term contracts and extremely high cancellation fees may end up costing you much more than you can imagine.
  • Compare credit card company payment processing prices before you get a specific credit card company on board. Not all credit card companies offer the same payment processing prices. While some credit card companies may have higher processing costs, others may offer a more affordable and budget friendly cost.
  • When deciding which credit card company to get on board, make sure that you discuss the waiver of cancellation fees. Credit card companies end up charging you a decent chunk of money for cancelled transactions. You need to strike a deal with the credit card company and make sure that they don’t charge you any money for cancelled transactions.