Tag Archives: Electronic check processing solutions

How ACH and Check Processing Beneficial for Online E-commerce Store

ACH Payment Processing for E-commerceAlmost every potential customers have credit and debit cards in their pockets and many who do not owns both. ACH and electronic check processing offers you varieties of payment options and gives you the ability to augment your credit card payments by offering the same convenience to this large and underserved marketófor less than half the cost of credit card processing.

Some Effective Benefits of ACH Payments


Effectual than traditional checks –
choosing the ACH payments is faster and secure than just to wait for a check to clear. Electronic check acceptance is higher security and priority than paper checks. Easy and fast clearing helps your cash flow.

Alternative Payment Options – E-Check processing offers varieties of payment options as best possible. Of course cards payments diversify the traditional payment acceptance but ACH Payments give customers without cards. It simply prefers to pay with bank debit card an alternative to cards.

Cost Effective – ACH payments are cheaper than normal card processing. Small and standard merchantís flat rates can apply. For high-risk merchants, ACH payment processing rates are always less than cards.

High-Level Security – ACH Payment method is the most advanced and secure method of electronic fund transfer in the world. Millions of business, consumers, financial services, and government agencies use the ACH network to receive and send payments.

Accepting ACH Payments? All you need to know about

ACH Payment ProcessingPayment acceptance gives many options to both merchants and consumers. Thus it gives diverse business opportunity to expand and grow business according to national and international market. Merchant specially enjoy the advance payment options that does not cost too much to process the transaction. There are many payment options to process easy and convenience transaction and one such best option is ACH Payments processing that does not cost much as other payment processing charges for per transactions.
One best thing about ACH Payments V/S Credit card processing the fees is less than credit card transaction fees.† Almost 60% of UK Businesses merchants accept this type of payment that are low cost and highly secure according to NACHA, a total of $38.7 trillion was transferred via ACH in 2013, an increase of almost 5 percent from the previous year.

ACH Payment is best known for its advance system i.e. replaces paper checks and less chance of returning checks. It allows business to receive an electronic payment directly into bank account. Commonly known as e-check.

How ACH Payments are different from other cards
ACH Passes the card networks and therefore bypasses interchange and assessment fees. This generally makes ACH far less expensive than card payments.

Can ACH Payment Processing Explore Business Performance?

Automated Check Processing Services will Explore Your Business to Next Level!

ACH Processing servicesThe Automated Clearing House network used for electronic payments for secure transaction that are done without any error. It saves lots of time and fast in process. It enables you to transfer fund from one account to another without the movement of any paper work. When customers buy any online product they prefer good quality, after sale service, reasonable prices and best payment methods. The ACH payment solutions helps the businesses to accept payment from different payment cards. This can prove the best solutions for accepting online payments and widen your customers circle.

How ACH Payment Processing Can Explore Business?

It allows the merchant to hold possession of goods until check clearance is verified.

It possess safe and secure transaction with 128 encrypted bits transmission. This meets the highest standard of the government’s current transmission requirements, when any file is sent for processing they are twisted earlier to processing thus prevent fraud and unauthorized access.

It avoids the cost associated with preparing and mailing customers invoice and many other cost related with administration expenses.

Electronic transactions are less costly flat fee per transaction against a percentage of total sale with credit card.

It totally reduces and eliminates the bank deposit and item fees on the checks which are not clearing.

Checks processed and returned electronically only suffer a minimal operation charge.

Many transaction are processed in 2 or 3 business days, faster transaction leads to fast notification and efficient check processing.

 

The ACH service always provide best options for electronic payment processing solutions. That helps the business to serve better services to their customers with cost effective manner.