Tag Archives: Online Payment Processing Services

High-Risk Business No Problem, for Radiant Pay

Do you want to do online business?

But what if you find your eCommerce business on the High-Risk side?

What is high-risk and in who’s eyes?

The online business market is on a real boost. Every small and large business are running here and there to start an online business. In the process when they find their business is a high–risk, considered in the online arena. That sends a real jolt in the nerve.

 But what is the difference if it is high risk or low?

It makes a lot of difference, as high-risk business payment acceptance by offshore banks, and payment gateways treat them with more strict chargebacks and more fee per transaction.

 We have to classify our online business as high-risk or low-risk in terms of banking and merchant services. By knowing that you can pinpoint your type of need, and search for a merchant account that can serve your type of business appropriately.

What are the types of High-risk online businesses and their distinctions to be so?

The factors responsible to label your online business as High-risk not only depend on what you sell online. It also includes the fraud potential, the chargeback possibility, huge amount transection, and history of account losses.

If you are Online with running Tobacco, casino, the adult industry and goods, traveling agency, online gaming, gambling, alcohol and liquor, Glassware, Guns and firearms, Narcotic drugs, debt collection, and many more are listed as the high-Risk businesses by many banks and oversea Merchant accounts.

Radiant Pay can provide solutions

As Radiant Pay can access your request to open a merchant account for your High-risk online business, we are tackling successful transaction bailout for some controversial money transections, in the overseas banks.

 Radiant pay is a leading payment service provider for online payment based in London. Which is a good experienced for catering to the High-risk enterprises with low-cost payment solutions, which are otherwise always targeted by many banks with high chargeback and transection fee, for being High-risk type.

We can handle, or our experts are capable of handling any tricky situation and can guide your fund a smooth pass to your merchant account, which is possible due to our strong foot and goodwill network in many overseas Banks and Banks in European Union countries.

 Radiant pay is the war-horse to rally upon, for your beneficial ride, no matter you do a high-risk online business.

Payment Gateways, secure way to collect money online

Doing great online business, selling the stuff, and handling awesome services is not just enough, to survive in Online ecommerce business.

Collecting money, is of paramount importance?

How, and by what means, is a welcome question, it is worth a consideration. If you are running any online business setup, say online store, service provider or anything of certain value, the money should be collected in your Merchant account.

As all our setup and hard work can go vein, if our way of collection is not secure, efficient and low cost. This step to collect money online by customers is accomplished by the latest software called the Payment Gateways.

How can you use Payment Gateway?

There are many latest Payment Gateways, which need to be installed. But the thorough survey, is very important as these installations are not free, for the simple reason, you can check the fees (PayPal is at 2.9%+$0.30 per transaction, and apart from that you need to give $30 per month as rental).

 But no need to worry for all that arrangement as Radiant Pay is a payment solution company based in London, which can give these services at much negotiable rates, and give your Ecommerce proper guidance, as what gateway can suit your type of business online. 

Online payment services: Paving ways for online businesses to upgrade market level

The top priority of any business is the maintenance of cash flow. Radiant Pay ensures this enabling your business to achieve its core objectives through end to end online payment services. Online payment is an advantage in itself apart from carrying other plus points for your business. A most common one among those advantages is online payment helps firms to save their crucial time. Reduction of high cost in conventional transaction methods is another benefit of accepting payment online. Less paperwork, hassle-free invoicing process and risk-free transaction are some of the necessary elements that are business requirements for sustainable growth.

Why online payment services:

 

  • Immediate and error-free transaction: Unlike usual ways to accept payment where you have to wait for the payment cheques, submit it for clearance and then again wait for getting the check clear, online cash is a fast, simple, time-saving and hassle-free process.  
  • Easy to set up-The set-up is highly handy to start receiving online payments. You can start accepting payment right after its implementation.
  •  Enhanced credibility of online merchant: Within an online payment gateway lays online invoicing software which is featured to accept online payment by the customers. Not only this, when it comes to credibility and security at both ends, you can entirely rely on it. Above all, customers have immense trust in online merchant, facilitating online payment. 

 

Recurring payments- If services proffered by you are subscription-based, where the customers or users are required to make payment after a certain period, the online payment option is then just made for you. There is no need to send reminders to each one of the customers and request them to send cheques. Instead, your online payment software can collect the respective payments when the subscription term ends.

What is Online Banking Payment and What are Its Benefits?

Online Banking PaymentOnline banking payments refer to the transfer of money or payments made digitally for the purchase of any good or service.

In the dynamic world, there are lots of benefits of online banking services.

  1. Reduce time

When doing your financial operations, you only need to connect from your home, office or from a mobile to perform any activity in your accounts.

  1. Do procedures where you want and whenever you want

You can use your computer (or your Smartphone, with some banks), you only have to access the internet to check your account status, transfer money and make payments. In general, mobile banking services are free, only consider that you can generate charges depending on the cellular company you belong to and the type of plan you have hired.

  1. You can perform several banking operations

Movements, credit card payments, balance inquiries, service payments, airtime recharge and transfers between your own accounts. Technology can facilitate your financial obligations. According to specialists, 20% of people access online banking services through the Internet using mobile devices.

  1. Take control of your account payments and ask for alerts

Do not waste any more time on visits to the bank! With online banking, in addition to avoiding printed account statements, you can pay your bills and keep all your payment records in one place and very easy to find. If you wish, you can also schedule automatic payments using your debit or credit card, such as the payment of basic water, electricity and telephone services. You can make them as it includes alert option too.

The Radiant Pay team is a powerhouse of excellent minds who work together to provide comprehensive solutions, tailor-made just for your business.

http://www.radiantpay.com/online.html

Can ACH Payment Processing Explore Business Performance?

Automated Check Processing Services will Explore Your Business to Next Level!

ACH Processing servicesThe Automated Clearing House network used for electronic payments for secure transaction that are done without any error. It saves lots of time and fast in process. It enables you to transfer fund from one account to another without the movement of any paper work. When customers buy any online product they prefer good quality, after sale service, reasonable prices and best payment methods. The ACH payment solutions helps the businesses to accept payment from different payment cards. This can prove the best solutions for accepting online payments and widen your customers circle.

How ACH Payment Processing Can Explore Business?

It allows the merchant to hold possession of goods until check clearance is verified.

It possess safe and secure transaction with 128 encrypted bits transmission. This meets the highest standard of the government’s current transmission requirements, when any file is sent for processing they are twisted earlier to processing thus prevent fraud and unauthorized access.

It avoids the cost associated with preparing and mailing customers invoice and many other cost related with administration expenses.

Electronic transactions are less costly flat fee per transaction against a percentage of total sale with credit card.

It totally reduces and eliminates the bank deposit and item fees on the checks which are not clearing.

Checks processed and returned electronically only suffer a minimal operation charge.

Many transaction are processed in 2 or 3 business days, faster transaction leads to fast notification and efficient check processing.

 

The ACH service always provide best options for electronic payment processing solutions. That helps the business to serve better services to their customers with cost effective manner.