What are the best means of payment and what forms do I have to use them? This is very common question which come in mind of many people. Radiant Pay Credit card processing services is answer of this question.

All Cards are personal and non-transferable, so you must identify yourself to the affiliated establishment that requests it.

Set up recurring payments with credit cards

The recurring charge can only be made with the authorization of the cardholder, and this is usually done with the first payment. At this time, the payment processing service will save the card details and encrypt them. The merchants will have access to the code (token), which can be used to charge regularly. The cycle of recurring payments will not be interrupted until the cardholder decides to cancel the subscription service with automatic billing.

Recurring payments with Credit card processing services have less risk of default and are convenient for buyers

Tips to control the reimbursement and chargeback rates

Although recurring payments with Radiant Pay credit card processing have less risk of default and are convenient for buyers, they have the disadvantage of exposing merchants to more requests for refunds and refund of charges. Above all, merchants should make it simple for consumers to cancel their subscription and stop automatic collections at any time. Each payment processor can define its own requirements to enable recurring payments for an online business. However, card processing agency who wants to keep reimbursements and charge back’s under control should do the following:

• Clearly recognize every recurring transaction to the buyer.
• Send notifications by email to consumers before each charge, preferably including information on the amount to be charged.
• Provide clear information about the configuration of collections, as well as any payment related to the delivery of goods and services.
• Offer simply available contact detail for customer service.
• Give subscribers a simple option to cancel recurring charges.
• Clearly state the cancellation policy on the website.
• Finish the automatic collection immediately after the buyer’s request.